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Ensure secure infrastructure for handling sensitive financial data at every layer
/VISA DIRECT INTEGRATION
Real-time payments. Visa-grade security. Zero compromise.
A secure, end-to-end integration with the Visa Direct Connector HUB API, enabling a leading financial services platform to deliver real-time fund transfers, dynamic alias management, and full regulatory compliance.
/OVERVIEW
PLUGGING DIRECTLY INTO THE VISA DIRECT NETWORK.
- VISA DIRECT
- REAL-TIME PAYMENTS
- ALIAS MANAGEMENT
- MUTUAL TLS
- PCI DSS
- API INTEGRATION
A leading financial services platform needed to integrate with the Visa Direct Connector HUB — a high-security gateway for managing digital payment aliases and enabling real-time transaction flows. The goal was straightforward: offer fast, secure, and compliant payment capabilities to their users without exposing sensitive financial data. Evolt owned the integration end to end.
/THE CHALLENGE
WHAT THE CLIENT NEEDED US TO BUILD.
Integrating with Visa Direct is not a standard API exercise. The security standards are strict, the compliance requirements are specific, and every interaction with the network needs to be both secured and fully traceable. The client needed a partner who understood the technical and regulatory weight of building inside Visa's infrastructure.
GOALS
Enable flexible, dynamic management of payment aliases and credentials
Enable real-time disbursements using Visa Direct capabilities
Meet all industry standards for compliance and encryption throughout
/TECH STACK
TECH STACK
Backend
.NET 9.0 Admin
Dashboard
React 19 | TypeScript 5.7 | Vite 6 | Refine 4
Merchant Dashboard
React 19 | TypeScript 5.7 | Vite 6 | Refine 4
Payment Widget
React 18.3 | TypeScript 5.6 | Vite 5.4
Template Service
Node.js 22 | Fastify v5 | react-email
/THE SOLUTION
THREE CAPABILITIES. ONE SECURE INTEGRATION.
Security and compliance by design
Every layer of the integration was built to meet Visa Direct's security standards from the start. Mutual TLS authentication was implemented for all API communication, with advanced payload encryption protecting all personal and transaction-related data. Every API interaction is secured and traceable, satisfying regulatory requirements for PII and financial data handling.
Alias and payment instrument management
The platform gained full control over digital identity and instrument mapping through a complete alias management API. Key capabilities include creating, updating, and deleting aliases, managing alias availability, and adding, retrieving, and updating payment instruments linked to each alias. This gave the client the ability to streamline user onboarding and maintain full flexibility in linking and updating payment credentials across services.
Real-time push transactions
Using the Visa Direct Transaction Push API, the platform can initiate near-instant fund transfers directly to Visa cards. Transaction status tracking and reversals are fully supported, giving the client both speed and reliability in payment processing for use cases including gig economy payouts, refunds, and merchant settlements.
/THE IMPACT
VISA-GRADE SECURITY. NEAR-ZERO LATENCY. BUILT TO GROW.
Stronger security posture: Full compliance with Visa Direct's high-security standards positioned the client as a trusted provider in the payments space
Operational flexibility: End-to-end alias and payment instrument management enabled smarter, more automated payment routing
Faster payouts: Real-time disbursements now support gig economy payouts, refunds, and merchant settlements with near-zero latency
Built to scale: The integration framework supports future feature expansion with minimal additional technical overhead
SUCCESS STORIES
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- PAYMENT
- CRYPTO
- BANKING
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